Condo Insurance in Columbus, IN
Your Trusted Partner for the Best Condo Insurance
Navigating condo insurance can be complex, but the Robert Hufty Agency is here to simplify it for you. We understand the unique challenges and coverage needs that come with condo ownership. Unlike traditional home insurance, a condo policy protects what your building’s master policy doesn't, providing a vital layer of security for your personal belongings and interior unit. Our team is dedicated to helping you find a policy that fits your lifestyle and offers true peace of mind.
Understanding the Master Policy
Your condo association has a master policy that covers the building's exterior, common areas, and structure. However, this coverage often stops at your unit's walls. This is where your policy comes in. It's crucial to understand what the master policy covers to avoid gaps in your own coverage. Our insurance brokers work with you to analyze your association's policy and ensure you are properly protected.
Protecting Your Personal Belongings
From your furniture and electronics to your clothing and valuables, your personal property is a significant investment. A robust condo insurance policy ensures these items are protected from a variety of perils, including fire, theft, and vandalism. Our insurance agents in Indiana offer customizable options to ensure every item you value is covered.
Interior Unit Coverage
Your condo's master policy may not cover the interior of your unit, including fixtures like cabinets, flooring, and appliances. A personal condo policy provides "walls-in" coverage to protect these costly components. Whether it's a pipe burst or a fire, our insurance services can help you get coverage that protects the things that make your condo feel like home.
Liability and Loss of Use
Condo insurance also offers liability coverage, which protects you if someone is injured in your unit. It can cover legal fees and medical expenses. Additionally, if your unit becomes uninhabitable due to a covered loss, "loss of use" coverage can help with temporary living expenses, such as hotel stays and meals.
What our customers are saying
Michael H.
"It's easy to say the biggest reason is the money saved. But I also expanded my auto coverage by quite a bit, in addition to saving extra money. Robert was also very patient in explaining things and answering my questions. Also, one time in the middle of our phone call, I had to interrupt Robert to abruptly leave the call to take another urgent call - something that could frustrate anyone. But Robert showed not even a hint of it bothering him - he seemed very understanding and we picked up our call where we left off 20 or 30 min later. I appreciate his understanding and patience with me."
Malia J.
"I saw my rates go up a significant amount over the past year alone, with 0 claims, incidents, or change,s and reached out for a quote before my renewal time was up and Shella worked her magic on a Friday evening after normal business hours to get my info submitted and find me a great rate with better coverage ultimately saving me hundreds of dollars! She's super personable, very responsive, and great to work with!"
Brandi E.
"Robert took the time to thoroughly explain my policy to me. He was accessible kind and patient. Even when I shopped around, I was more comfortable choosing Goosehead because I knew exactly what I was getting, and I'm confident in the coverage."
Keep Your Condo Protected
Don't leave the most important parts of your home unprotected. The Robert Hufty Agency provides comprehensive condo insurance that addresses all your unique needs. We are committed to securing your investment and providing the best possible protection. Contact us today for a personalized quote and let us help you build a policy that offers you and your home the security you deserve.